PayGraph CreditOSDiscuss the build path

One platform • two credit businesses

Two decisions. One operating system.

One decision creates a worker-credit business. The other protects payroll exposure to employer clients. Both run on the same governed data and control layer.

01

Worker products

Worker Credit OS

Assess eligibility and limits from verified income, contract tenure and payment history.Open worker demo
02

Commercial exposure

Employer Risk OS

Set payroll-funding limits, monitor deterioration and prioritize action before the next payroll run.Open employer demo