PayGraph CreditOSDiscuss the build path

Deel sandbox connector

Deel already has the data and distribution. PayGraph adds the credit operating layer.

The reference connector reads sandbox contracts, handles signed events and records the provenance behind every decision.

Claims boundarySandbox reference integration

Not an official Deel product, partnership or production-data connection.

Business case for Deel

Launch a differentiated benefit without becoming the lender.

Deel enables distribution and permissioned workforce signals. PayGraph and licensed partners carry decisioning, credit risk, compliance and servicing under the proposed model.

Differentiated benefitFast access to responsible credit using verified workforce signals.
No credit exposureNo lending capital, loss provisioning or servicing obligation for Deel.
New revenue surfaceIllustrative lender-funded revenue share or platform licensing.

Walkthrough mode

Live sandbox connection

Locked

Server-side credential boundary

The Deel token never reaches the browser or GitHub. A separate access key authorizes a limited, read-only snapshot.

Pinned API contract

Environmentapi-sandbox.demo.deel.com/rest
Version2026-01-01
Read modelGET /contracts — LiveGET /payments — Permission-dependentSigned payment simulation — Active fallback
Eventspayment.completedcontract.status.updated
VerificationX-Deel-SignatureHMAC-SHA256
01

Retrieve

Read sandbox contracts and payments with a pinned API version and request identifiers.

02

Normalize

Map source objects into a vendor-neutral workforce credit profile with field lineage.

03

Decide

Generate an eligibility, limit, risk band and reproducible reason codes.

04

Monitor

Propagate signed payment and contract events into exposure and early warnings.

Worker experience

From consent to offer in three steps.

The worker authorizes employment verification, reviews the offer and completes acceptance with the licensed lender.

PayGraph benefitWorkforce credit
01
Confirm eligibilityConsent to contract and payment verification
02
Review your offer$5,000 line • reasons and repayment shown
03
Accept securelyFinal disclosures from the licensed lender
Illustrative experience • no production credit offered

Operating model

Deel distributes. PayGraph decides. Licensed partners lend.

DeelDistribution and verified workforce signals

Improved benefit differentiation, engagement and illustrative revenue participation.

PayGraphDecisioning, monitoring and orchestration

Platform licensing and/or performance-linked infrastructure fees.

Licensed partnersCapital, compliance and servicing

Interest, interchange or merchant economics subject to product and jurisdiction.

Salary advancesEmergency liquidityRelocation financeInstallment credit

What is already de-risked

The business case and the connector can be reviewed in the same meeting.

Leadership can inspect the source boundary, decision logic, portfolio response, partner model and controlled-launch sequence without starting from a blank page.

Discuss the build path